Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 7.99% fixed APR. Interest starts accruing when funds disbursed. Interest wavived if repaid in 365 days. Repayment term of 144 months after Same-As-Cash period. Subject to minimum loan and monthly payment amounts. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.